Insurance Corporation is the Property and Casualty arm of The Jerry Parks
Insurance Group. This Corporation provides Property and Casualty insurance
to businesses and individuals. We specialize in Horse Farm and Horse Owners
Insurance because of our long association with the Horse Industry. However,
we are skilled and expert in all areas of property and casualty insurance.
We can meet the needs of virtually any business, large or small, as well as
the needs of families and individuals.
Parks Insurance Corporation has
two divisions: the Farm Division and the General Lines Division. Our Farm
Division represents several of the nation's largest and best Insurance
Companies writing this line of coverage including Great American Insurance
Company, American Live Stock Insurance Company and others. We offer farm
package policies; business auto policies; workers compensation; equine and
general liability; care, custody and control; and umbrella liability
policies. Our staff has years of experience and a superior knowledge of the
products. We are dedicated to individual and personal service.
Our General Lines Division
offers personal and commercial insurance packages to suit every business and
personal need. Included are commercial property coverage, business
liability, commercial auto policies, aviation, workers' compensation,
personal auto, homeowners, boat and other insurance products. Our Companies
include Auto-Owners Insurance Company, Hanover, FFVA Mutual, Tower Hill,
Progressive and others. This line up of Companies give us the products to
serve the insurance needs of our business and personal clients. The
employees of the General Lines Division also have years of experience and
the knowledge to give our clients the personal and professional service
required by Parks Insurance Corporation.
LIFE AND GROUP
Personal and Commercial Life
Insurance and Group Health Insurance is offered through Parks Insurance
Corporation to serve our Clients needs. We represent some of the finest Life
Insurance Companies in the world such as Mass Mutual, Auto-Owners Life and
others. Our Group Insurance is placed through an impressive collection of
Companies, including, Blue Cross/Blue Shield, Principal Insurance Group and
Our philosophy is to provide
the best policy through the most secure Insurance Carrier to meet our
clients' need including variable life, universal life, term and whole life,
single premium life and disability. Our business insurance product line
includes key man insurance executive benefit policies and others. We offer
Group life, health and dental plans for both large and small businesses.
We look forward to meeting with
you to answer any question you may have regarding your insurance. Please
give our office a call.
For additional information and
quotations, contact Rhonda Mack, CLU., Ed O'Rourke, Judy O'Rourke or Janice
Information about insurance for
your farm, company, or home is available by contacting any of the following
professionals. Ed O'Rourke, Judy O'Rourke, Ann Liberty, John Casse, Ron
Malphus, Audrey Strickland, Janice McLaughlin, Lynda Szabo, Heather Santiago
or Denise Denick.
Jerry Parks Insurance Group,
one of the largest equine insurance agencies in the United States,
represents several of the nation’s premier equine insurers, all of which
are A and A+ rated and fully licensed in all 50 states. Among our mortality
insurers are American Live Stock, Great American, Markel, North American
Specialty and XL Specialty. In addition to these domestic insurers, we have
available to us many equine markets in London to cover those risks which
require special handling. Insurance policies may look alike, but the proof
of good coverage is in the prompt and courteous payment of claims in the
event of a loss. We have chosen only companies who meet our high standards
of integrity, reliability and service. Let us help you choose a coverage
that is specifically designed to cover your particular horse operation.
All Risk Full Mortality
Insurance provides coverage against all risks of death, including
destruction to relieve inhumane suffering. This coverage applies to horses
located anywhere in the United States and Canada. These policies can be
amended to include international transit, if necessary. We also specialize
in equine coverage overseas.
(OR ENUMERATED) PERILS
These policies, written at a
lower premium rate than for full mortality, cover losses from fewer
exposures such as fire, lightning, collision in transit, and
windstorm/tornado. They can be broadened to include additional perils such
as attack by wild animals, drowning, electrocution, collapse of building,
etc., to a policy covering death or destruction due to any type of external
and/or visible accident.
AND PROSPECTIVE FOAL
When purchasing a no-guarantee
season, protect your investment. Our barrenness policy will guarantee that
your mare will conceive and deliver a single, live foal. Prospective foal
coverage is available for mares who have been determined to be in foal, and
will guarantee that she will deliver a single, live foal.
Jerry Parks Insurance Group
also provides a mortality-fertility package on first year stallions entering
the breeding shed. This package includes full mortality, accident, sickness
and disease, and 60% congenital infertility. Full mortality and accident,
sickness, and disease insurance are also available for share owners of any
FALL OF THE HAMMER COVERAGE
There are many hazards that can
endanger your horse between the fall of the hammer at public auction and its
safe arrival at its final destination. Representatives of Jerry Parks
Insurance Group have attended all major thoroughbred auctions throughout the
United States for many years. We encourage thoroughbred owners to arrange
“fall of the hammer” coverage prior to attending sales. This fall of the
hammer coverage can be arranged by simply notifying our office prior to the
MEDICAL AND LOSS OF USE
Many of our insurers offer
medical coverage, both surgical and major medical, to protect you against
the high cost of surgery and veterinarian expense. Loss of Use Insurance
protects you against the risk of a condition which renders your horse
permanently incapable of fulfilling its function or use, as a direct result
of an accident, illness or disease. Each plan differs slightly, and we would
be happy to discuss them with you at your request.
See Jerry Parks, John Casse,
Kelly Hartigan, Diane Kahn, Rhonda Mack, Ron Malphus, Allison O’Farrell,
or Diana Santos for more information and rates for equine risks.